And according to Business Insider, it pays to be a good driver.
That's because most traffic violations or accidents lead to an insurance rate hike that can last for three years.
For example, texting and driving could lead to a premium increase of around $288 a year.
If you're found to be at-fault in an accident, your premium could jump by 42%. That's about $617 a year, on average.
And driving under the influence could cause your premium to jump by 74%!
This video was produced by YT Wochit News using
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